Dental “insurance” is not, in fact, insurance, but actually a dental benefit. Unlike medical or home insurance, dental “insurance” is not built upon the statistical likelihood that a catastrophic event will occur.

Dentistry needs to happen to keep our mouths healthy, so dental “insurance” is meant to offset regular costs, not cover large unlikely costs. Because most people need dental care, caps are usually set between $1000-2000.

Dental “insurance” does not cover every procedure that may be needed.

So while dental insurance companies posture themselves as being in the business of paying your dental claims; the reality is they're more focused on their bottom line. According to AARP, the average annual dental insurance cost in North Florida is $650. Because of these high insurance costs, many people do not believe that they can afford dental care.

We are here to make high-quality dental care accessible to everyone in Jacksonville, FL, and that is why we offer our Farnham Dental Savings Plan for our uninsured patients.